Protecting the Poor - a Microinsurance Compendium Essay

Munich Re

Foundation

Via Knowledge

to Action

Intercontinental

Labour

Office

Geneva

Safeguarding the poor

A microinsurance compendium

Edited simply by

Craig Churchill

Protecting the poor

A microinsurance compendium

Guarding the poor

A microinsurance simplifie

Edited by

Craig Churchill

Munich Re

Foundation

By Knowledge

to Action

Foreign

Labour

Workplace

Geneva

International Labour Business office, CH-1211 Geneva,

Switzerland

www.ilo.org

in association with

Munich Re Foundation

80791 MГјnchen,

Germany

www.munichre-foundation.org

Copyright

В© International Time Organization 06\

First released 2006

ISBN 978-92-2-119254-1 (ILO)

Munich Lso are Foundation buy number

302-05140

Cover photo: M. Crozet, ILO

Printed in Philippines

ILO Cataloguing in Publication Data: microinsurance, life insurance, medical insurance, low cash flow, developing countries. 11. 02. 3

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Items

Acknowledgements

Table of Shortened forms

Introduction

Component 1 Concepts and techniques

xiv

xvii

1

11

1 . one particular

1

2

3

Precisely what is insurance pertaining to the poor? (Craig Churchill)

Understanding microinsurance

The two faces of microinsurance

How difference three words produce

12

doze

15

22

1 . two

1

a couple of

3

5

5

The demand for microinsurance (Monique Cohen and Jennefer Sebstad) Handling risk

The value of understanding the demand for microinsurance Current coping strategies: Abilities and failings

Opportunities intended for microinsurance

Bottom line

25

dua puluh enam

29

40

37

44

1 . a few The sociable protection perspective on microinsurance (Christian Jacquier, Gabriele Ramm, Philippe Marcadent and ValГ©rie Schmitt-Diabate) 1 Introduction

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